![]() In the event a merchant does not comply with the PCI DSS Compliance requirements, the merchant’s right to accept credit cards for payment can be suspended until compliance is obtained. ![]() Immediately report any security breach or potential security breach according to the Incident Response Plan.Whether you are a startup or a global enterprise, your business. Annually review and collect all third party Attestation of Compliance for PCI DSS Compliance Payment card industry (PCI) compliance helps ensure the security of each one of your business’s credit card transactions.Complete annual training in for staff who process or have access to credit cards.Review current processing practices and create a remediation plan for any areas where the department is not PCI DSS compliant.Transactions are charged at the keyed-in rate. Worryfree No additional monthly fees when using our Virtual Terminal. Safe & secure Our online Virtual Terminal helps keep your payment environment PCI compliant and secure with end-to-end encryption. Complete required Annual Self-Assessment Questionnaire (SAQ) Take credit and debit card payments without a Clover device.Merchants utilizing Point of Sale or Wireless terminals will be required to complete the monthly Credit Card Terminal Inspection Log.Formally document the credit card process in the department including a network diagram if using e-commerce Understand and enforce all requirements of the PCI DSS, including securing credit card data within the department.Not authorize the use of convenience fees unless approval is obtained from Treasury Services.Set up electronic commerce capabilities with solutions that have been approved by the Controller’s office only.Obtain merchant IDs (MIDs) only from the Treasury Services department.This can result in a bank-initiated refund to the consumer for that credit card sale. If the customer believes the transaction was invalid, did not receive the good or service, or did not meet the agreed upon Terms and Conditions, he/she has the right to dispute the transaction. ![]() Each business unit will identify the business manager, or equivalent, who will be the responsible party for ensuring compliance. There are 12 different PCI compliance requirements that covered entities must follow in order to handle credit card information in a secure matter. A Chargeback occurs when a customer disputes a transaction, product, or service. Internal Audit or Treasury Services may audit for compliance at any time. However, if you’d like to fully integrate the payment process within your site, you may have to go with a more expensive virtual private or dedicated server, which are typically PCI compliant.Business units are responsible for compliance with the Card Acceptance Policy. And you may want to consider a hosted payment solution even if your Web hosting plan is compliant, in order to reduce the security measures you must take. But you may be able to get away with using one (that’s even non-compliant) if you choose a hosted payment solution where customers are forwarded to a compliant site to enter their credit card details, such as PayPal Standard, 2Checkout, or Authorize.Net. You’ll likely have a tougher chance of achieving PCI compliance if you use cheaper shared hosting plans due to the way the servers are divided among multiple website owners. For ecommerce applications and shopping carts, you can refer to the List of Validated Payment Applications from the PCI council. Some Web hosting companies publicly post their compliance details on their website, but in many cases you’ll have to ask the sales or support department. If you sell products or take payments via your website, choose a PCI compliant Web hosting plan and ecommerce or shopping cart application. If you must store the data yourself, remember you’ll have to follow many more security measures, and you can never store the sensitive authentication info: full magnetic stripe data, the security code, or the PIN. If you need to keep cardholder data for reoccurring billing or other required business purposes, check with your payment processor to see if they offer options that allow you to input and store the data on their systems. Never store a credit card’s authentication info.
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